30–70% Discounted Rollovers from
Traditional to Roth Retirement Accounts
Maximize your Retirement. Minimize the Tax.
Rolling over money from a Traditional IRA or 401(k) to a Roth account usually comes with a hefty tax bill. But what if you could legally reduce that cost by 30–70%?
With our Discounted Rollover strategy, you can convert pre-tax retirement funds to a Roth account at a reduced taxable value, unlocking tax-free growth for life, at a fraction of the usual tax cost.
Why Use This Strategy?
Led by Keith Blackborg, a former CPA and family office advisor, and Gabe Hogan, a valuation expert and CEO of Palmetto Tax. Their combined experience ensures your rollover is both tax-efficient and investment-smart.
Accelerated Wealth Growth
Once converted, your investment grows entirely tax-free in a Roth account-maximizing long-term compounding and future flexibility.
Smart Tax Efficiency
Convert Traditional retirement funds to Roth at a 30–70% discount, significantly reducing your upfront tax bill and keeping more money working for you.
Timing-Based Advantage
This strategy takes advantage of temporary dips in asset value, such as during real estate rehabs or market fluctuations, turning short-term volatility into long-term gains.
Multiply your Tax Advantages
Pair this with advanced techniques like Family Limited Partnership discounts to unlock even more tax savings and optimize your investment structure.
How it Works
Invest through your self-directed Traditional IRA or 401(k).
Identify a temporary dip in asset value (e.g. real estate under rehab).
Rollover the asset at the reduced value into a Roth account.
Grow your investment tax-free for life.